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Payment of your order in 3 or 4 payments by credit card from 100€ of purchases up to 3000€ with Oney Bank.

Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from €100 to €3,000 in 3 or 4 instalments with your credit card.

Conditions : This offer is only available to private individuals (natural persons over the age of majority) residing in Mayotte, Guadeloupe, Reunion Island, French Guiana, France, Martinique and holders of a Visa and MasterCard with a validity date greater than the duration of the chosen financing. Systematically authorized cards such as Electron, Maestro, Nickel etc... as well as e-cards, Indigo and American Express cards are not accepted.

Subscription methods : After completing your order, simply click on the "3x 4x Oney credit card payment button".
You will then be redirected to our partner's 3x 4x Oney web page displaying the detailed summary of your order and the personalised financing request, which you must then validate.
You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the login details linked to your 3x 4x Oney account.
You read the general terms and conditions of payment in times to which you wish to subscribe, which are provided to you in PDF format so that you can read, print and save them before accepting them. You then notify your electronic acceptance by ticking the corresponding checkbox.
You acknowledge that the "double click" associated with the checkbox on the general terms and conditions is your consent to contract and constitutes irrevocable and unreserved acceptance of the general terms and conditions of the product.
In the absence of proof to the contrary, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank.
If you apply for a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will use it to study your application for the granting, management and collection of credit. Oney Bank reserves the right to accept or refuse your application for 3x 4x Oney financing. You have a 14-day withdrawal period to give up your credit.

How does it work : Payment in 3 or 4 times by credit card allows you to pay for the order placed on our merchant site in the following way
- a compulsory contribution, debited on the day of confirmation of the dispatch of your order corresponding to a third or a quarter of the order, to which are added costs corresponding to 1.45% of the total amount of the order for a 3 times payment and 2.2% for a 4 times payment (within the limit of 15€ maximum for a 3 times payment and 30€ maximum for a 4 times payment);
- two or three monthly times, each corresponding to a third or a quarter of the order, taken at 30 and 60 days later for the 3 times and at 30, 60 and 90 days later for the 4 times.

● Payment in 3 times from 100€ purchase and up to 3000€.
Example: For a purchase of €150, a contribution of €52.18 then 2 monthly payments of 50€.
Credit for 2 months at a fixed rate of 19.31%. Financing cost: €2.18 up to a maximum of €15.
● Payment in 4 times from €100 purchase up to €3,000
Example: For a purchase of 400€, contribution of 108.80€ then 3 monthly payments of 100€.
Credit over 3 months at a fixed APR of 19.61%. Financing cost: €8.80 up to a maximum of €30

Oney Bank - SA au capital de 51 286 585€ - Registered office: 34 avenue de Flandre 59170 CROIX
- RCS Lille Métropole 546 380 197 - n° Orias : 07 023 261 - www.orias.fr - 
Correspondence : CS60006 - 59 895 Lille Cedex 9 - www.oney.fr